BS FinTech (Financial Technology)

The global financial landscape is undergoing a fundamental transformation, driven by rapid advancements in technology, automation, and data analytics. In response, financial institutions increasingly seek professionals who possess not only a solid foundation in finance and accounting but also with technological fluency and innovation-oriented thinking. The emerging FinTech sector—which includes digital payments, blockchain technologies, robo-advisory services, peer-to-peer lending, and regulatory technology (RegTech)—has introduced both new opportunities and complex challenges. These developments necessitate a re-evaluation of traditional academic curriculum by universities.

In alignment with this evolving demand and to remain at the forefront of innovation, the Faculty of Management Sciences at University of Central Punjab introduces a new undergraduate degree program: Bachelor of Science in Financial Technology (FinTech). This interdisciplinary program is designed to integrate core financial principles with programming, data analytics, and digital transformation competencies. It aims to equip graduates with the skills required to thrive in technology-driven financial environments, including start-ups, consulting firms, financial institutions, and regulatory bodies.

Program Objectives

1. Equip students with comprehensive knowledge of finance, economics, accounting, and computer science to support their development as fintech professionals.
2. Integrate technology with financial applications to train students to apply programming, data analytics, blockchain, AI, and cybersecurity in solving financial challenges.
3. Develop analytical and problem-solving skills by cultivating the ability to analyze financial data using modern tools.
4. Impart awareness to ensure that students are prepared to comply with data privacy laws, Anti-Money Laundering (AML) guidelines and broader financial regulations.
5. Prepare for global and inclusive financial markets by providing knowledge of how fintech is used to improve financial inclusion and access.
6. Enable career readiness and lifelong learning by preparing students for roles in banks, startups, tech firms, and regulatory bodies.
7. Encourage entrepreneurial thinking and innovation to identify market gaps and design fintech-based startups or services.

The structure of the BS Financial Technology (FinTech) degree program has been developed in compliance with HEC’s Undergraduate Education Policy 2023, striking a balance between general education, disciplinary depth, interdisciplinary exposure, and practical engagement to ensure student success. The BS FinTech program consists of 127 credit hours and integrates foundational courses in finance, computer science, and data analytics with specialized FinTech subjects such as Blockchain Technology, Cryptocurrencies, Financial Data Analytics, and FinTech Regulations.

Program Duration

The BS FinTech program is a four-year undergraduate degree structured across eight regular semesters, with Fall and Spring semesters offered each academic year. A Summer semester is available for students to complete deficiency courses or undertake the mandatory field internship after completing five semesters. The maximum time allowed to complete the BS FinTech degree is seven years from the date of enrollment.

To be eligible for admission into the BS FinTech program, applicants must meet the following criteria:

Program Name: BS FinTech (Financial Technology)

Admission Fee: 25,000

Disclaimer

The above-mentioned fee structure is for illustration purpose only. UCP reserves the rights to make changes in the Fee Structure whenever deemed necessary or appropriate.

Semester I (16 Credit Hours)

Semester II (17 Credit Hours)

Semester III (16 Credit Hours)

Semester IV (15 Credit Hours)

Semester V (18 Credit Hours)

Semester VI (18 Credit Hours)

Semester VII (15 Credit Hours)

Semester VIII (15 Credit Hours)

Graduates will be equipped to work in banks, financial institutions, FinTech companies, tech firms operating in the financial sector, as well as in FinTech advisory and consulting roles. The program also aims to foster entrepreneurial skills, preparing students to launch and manage FinTech startups. Students can pursue a job as a developer in one of the following areas within a financial institution or a fintech firm, or launch a fintech start up focusing on any of the specific areas listed below.

• Digitalization of financial services/ Automation of processes
• Development of mobile banking applications
• Development of blockchain applications, smart contracts and digital assets
• Development of robo-advisors and other platform business models.
• Design and management of payment systems including mobile wallets and payment gateways
• Prediction using machine learning tools and big data including market trends or fraud detection.
• Serve as a regtech expert for ensuring compliance

Students are required to complete 127 credit hours with a minimum Cumulative Grade Point Average (CGPA) of 2.0 on a 4.0 scale.

Note: A 3-credit-hour Field Internship will be offered in the summer semester.
* Life Learning Skills/Civics and Community Engagement
** Sociology/Psychology/Anthropology/Gender Studies
*** Logic & Critical Thinking/Philosophy/Foreign Language
**** Environmental Sciences/Human Geography/Ecology/Geology